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Kredit BRI tumbuh 14,5 persen YoY menjadi Rp 1.647 triliun per September 2026, melampaui laju pertumbuhan industri perbankan nasional.

Liputan6.com, Jakarta - PT Bank Rakyat Indonesia (Persero) Tbk (BRI) mencatatkan pertumbuhan kredit dan pembiayaan sebesar 14,5 persen secara tahunan (year-on-year/YoY) menjadi Rp 1.647 triliun hingga akhir September 2026. Laju pertumbuhan ini tercatat melampaui rata-rata industri perbankan nasional yang berada di kisaran 13,26 persen.

Direktur Utama BRI, Hery Gunardi, mengungkapkan bahwa capaian positif ini menjadi cerminan dari daya tahan serta ketangguhan bisnis perseroan di tengah dinamika ekonomi global.

“Kredit dan pembiayaan tumbuh sebesar 14,5 persen menjadi Rp 1.647 triliun. Pencapaian ini tercatat lebih tinggi dari penyaluran kredit industri perbankan nasional yang sebesar 13,26 persen,” kata Hery dalam paparan kinerja keuangan BRI Kuartal III-2026 di Jakarta, Senin (9/11/2026).

Hery menambahkan, BRI terus berupaya menjaga keseimbangan antara akselerasi ekspansi pembiayaan dan kehati-hatian dalam mengelola kualitas aset.

Seiring pesatnya ekspansi kredit, total aset konsolidasi BRI ikut terkerek naik 10,1 persen YoY menjadi Rp 2.338 triliun pada akhir September 2026.

“Sejalan dengan inisiatif dan transformasi yang kami lakukan, hingga akhir September 2026 BRI berhasil mencatatkan total aset konsolidasi hingga Rp 2.338 triliun, atau naik 10,1 persen secara tahunan,” jelasnya.

 

Porsi Kredit UMKM Dominan

Hery menjelaskan, penyaluran pembiayaan BRI masih didominasi oleh segmen usaha mikro, kecil, dan menengah (UMKM). Hingga kuartal III-2026, portofolio kredit UMKM BRI tercatat sebesar Rp 1.250 triliun atau menyumbang porsi hingga 75,9 persen dari total penyaluran kredit perseroan.

Besarnya porsi tersebut menegaskan komitmen BRI dalam menopang penguatan sektor riil dan ekonomi kerakyatan.

“Capaian ini sekaligus menegaskan konsistensi keberpihakan BRI terhadap ekonomi kerakyatan dengan terus memperkuat akses pembiayaan bagi UMKM sebagai tulang punggung perekonomian nasional dan pencipta lapangan kerja,” pungkas Hery.

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